(4.8 / 5)7+ Ratings

Xoom Reviews

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Overall Rating

4.8
7 Reviews
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About Xoom

Xoom.com is a service provided by PayPal that allows users to send money, pay bills, and reload mobile phones from the United States and Canada to over 160 countries globally. Here are some key aspects of Xoom:

  • Money Transfers: Users can send money to friends and family in over 160 countries around the world. The service supports transfers to bank accounts, for cash pickup or home delivery, to debit cards, and to mobile wallets.

  • Bill Payments: Xoom also offers a bill payment service for select countries.

  • Mobile Reload: Users can top up prepaid mobile phones in select countries.

  • Fast and Secure: Xoom prioritizes speed and security in its transactions. It uses 128-bit data security encryption to protect users' personal and financial information.

  • Transparent Pricing: Xoom provides clear, upfront pricing so users know exactly how much they will pay and how much the recipient will receive.

  • Customer Support: Xoom offers personal customer service and a help center to answer users' questions and provide assistance.

  • Money-Back Guarantee: Xoom guarantees that the money will reach the account specified by the user, or they will refund the transaction in full.

For the most accurate and up-to-date information, please visit the official Xoom website.

Xoom Coupon & Discount Codes

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Xoom Customer Reviews (7)

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Marco Schmid
Marco Schmid
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Jul 29, 2024
Marion Vong
Marion Vong
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Jul 28, 2024
Petra Lang
Petra Lang
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Jul 28, 2024
Jessica Mueller
Jessica Mueller
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Jul 27, 2024
James May
James May
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Jul 27, 2024
Christian Ostermann
Christian Ostermann
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Jul 26, 2024
Davíð Arnoldsson
Davíð Arnoldsson
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Jul 26, 2024

Xoom Customer’s Q&A

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Xoom Features and Benefits

Xoom.com, a PayPal service, offers several key features and benefits:

  • Fast and Secure Transfers: Transfers can be completed within minutes, enabling recipients to access the funds quickly. Xoom uses 128-bit data security encryption to keep data private, ensuring that personal and financial data is protected.

  • Supports Transfers to More Than 160 Countries: Xoom allows sending money to friends and family in over 160 countries, making it a truly global service.

  • Low Transfer Minimums: Xoom has low transfer minimums, making it accessible for users who want to send smaller amounts of money.

  • Multiple Transfer Options and Delivery Methods: Users can send cash for pickup or delivery, directly for bank deposit, to debit cards, or to other mobile wallets. Services vary by country.

  • Recipient Doesn't Need to Use Xoom: The recipient doesn't need to have a Xoom account to receive money, making it convenient for both sender and receiver.

  • Bill Payment Service: Xoom also allows users to pay bills, adding another layer of convenience.

  • Competitive Exchange Rates and Low Fees: Xoom offers competitive exchange rates and low fees, helping users save money when compared to traditional wire transfers or other remittance services.

These features make Xoom a versatile and convenient option for money transfers and bill payments. For the most accurate and up-to-date information, please visit the official Xoom website.

Xoom Pricing

Xoom.com, a PayPal service, offers money transfer services. The fees for these services vary based on several factors:

  • Transaction type
  • Payment method and the currency used for payment
  • The amount of the transaction
  • The destination country of the transaction
  • The currency selected for the recipient to receive

To check the fees when sending money for cash pickup or home delivery, to a bank account, debit card, or mobile wallet, one can use the Fee Calculator on the Xoom website. Enter the amount to send and the destination country, then click Show Fees to check the fees for each payment method.

If the transaction involves converting the payment currency into a different currency, Xoom will display its exchange rate, which includes a currency conversion spread. The exchange rates change regularly based on financial markets or the rates provided by Xoom’s local partners.

For transactions funded using PayPal's stablecoin, PYUSD, Xoom does not charge any transfer fees. However, when using a credit card to pay for any Xoom service, the card issuer may charge a cash advance fee in addition to Xoom’s transaction fee.

Please note that the information provided here is based on the latest available data and may vary. For the most accurate and up-to-date information, please visit the official Xoom website.

Payment Method

Xoom.com, a service by PayPal, offers several payment methods for sending money internationally. Users can utilize their bank account, debit card, or credit card to make transactions. Additionally, those with a PayPal account can use their PayPal balance or linked payment methods. For users in the US, PayPal USD (PYUSD) is also an option.

When sending large amounts, transactions from a bank account may take up to 3 business days to process. Credit card payments might incur a cash advance fee from the card issuer. For security, services like Verified by Visa or Mastercard SecureCode may be used to confirm card ownership.

Xoom ensures secure transactions with encryption and fraud monitoring. Users can send money to bank accounts, debit cards, or mobile wallets, and even opt for cash pickup or home delivery in certain countries.

For more details, visit Xoom's official website.

Xoom FAQs

FAQ

Xoom Alternatives

Top 10 Xoom.com alternatives for international money transfers:

  1. Wise - Known for low and transparent fees, offering the mid-market exchange rate.
  2. Paypal - Widely used, especially convenient for those with existing PayPal accounts.
  3. OFX - Ideal for large transfers, providing competitive exchange rates.
  4. Currencies Direct - Great customer service, suitable for large transfers.
  5. WorldRemit - Affordable cash and bank transfers.
  6. Remitly - Cheaper cash transfers with a satisfaction guarantee.
  7. XE - Good for mid-size and large bank transfers.
  8. Paysend - Fast and affordable card-to-card transfers.
  9. Revolut - Offers a multi-currency account and competitive rates.
  10. Western Union - Extensive global network for cash pickups and transfers.
FAQ

Xoom Return Policy?

Xoom.com offers a money-back guarantee. If the money is not received by the designated account, the transaction will be refunded in full. Transactions can be canceled if the money has not yet reached the recipient. Refunds depend on the funding source used for the payment. For more details, refer to Xoom's User Agreement.

FAQ

How To Open A Xoom Account?

To open an account on Xoom.com, follow these steps:

  1. Visit Xoom.com and click on Sign Up.
  2. Log in with PayPal or create a new account by entering your name and email address.
  3. Set up a password for your Xoom account.
  4. Verify your email by clicking on the link sent to your email address.
  5. Complete your profile by providing necessary details such as address and phone number.
  6. Link a payment method such as a bank account, debit card, or credit card.
  7. Agree to the User Agreement and Privacy Policy.

Once these steps are completed, the account will be ready for use.

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